How To Apply For Modi Ayushman Bharat Yojana

Friends, in this article we will talk about Ayushman Bharat Yojana. It is also called Ayushman Bharat Golden Card. Only the beneficiaries of the Ayushman Bharat Yojana Scheme will get this.

There is no need to tell you to what extent the health level in our country is bad. Here, every other person suffers from some disease.

In such a situation, Prime Minister Narendra Modi Ji has started Ayushman Bharat Yojana.

ayushman bharat yojana how to apply
Ayushman Bharat Yojana

Under this scheme, more than 40 crore families living in India will be benefited.

The Central Government has launched the Ayushman Bharat Yojana  Scheme for more than 50 crore people of the country.

Under this scheme, poor people will get health insurance of Rs 5 Lakh. 

This card will be sent to everyone at their address. Including this, the Prime Minister is also sending a letter to 10.7 crore families explaining the benefits of the scheme. 

Ayushman Bharat Yojana is also known as Pradhan Mantri Jan Arogya Yojana. 

A golden card will be issued to all.

What is the goal of Ayushman Bharat Yojana(ABY )?

Prime Minister Narender Modi has announced the ‘Pradhan Mantri Jan Arogya’ scheme (Ayushman  Bharat Yojana  i.e. ABY).

It has been implemented nationwide on 25th September on the birth anniversary of Pandit Deen Dayal Upadhyay.

The government wanted to provide health insurance to the families and urban poor, neglected families, and urban poor people through ABY.

Ayushman Bharat Card
Ayushman Bharat

According to the Socio-Economic Caste Census ( SECC) 2011, 8.03 crore families in urban areas will come under the purview of Ayushman Bharat Yojana(ABY).

In this way, 50 crore people will come under the purview of PM_JAY. Under the Ayushman Bharat Yojana(ABY), every family is getting medical insurance of five lakh rupees annually.

The National Health Insurance Scheme(NHBY) launched by the UPA government in the year 2008 also been merged with the Ayushman Bharat Yojana(PM-JAY).

Benefits Of PM-JAY-  

  • Covers up to Rs 5 Lakh per family
  • Only need to pay Rs 30 for this card
  • Cashless/Paperless hospitalization
  • No restriction on age, gender, and family size.
  • More than 1393 medical procedures.

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Who is getting coverage in ABY?

The efforts of the Modi government is to include women, children, and senior citizen in ABY exclusively.

There is no binding of family size and age to join Ayushman Bharat Yojana(ABY).

Cashless/Paperless treatment will be available to the beneficiaries of Ayushman Bharat Yojana(ABY) in government hospitals and empaneled hospitals.

According to SECC data, people are getting medical insurance in Ayushman Bharat Yojana(ABY).

According to SECC data, people in the categories of D1, D2, D3, D4, D5, and D7 are included in the Ayushman Bharat Yojana(ABY) in the rural population.

For rural area-

These qualifications are joining Ayushman Bharat Yojana(ABY) are broad:

A raw house in a rural area, no adult(16-59 years) in the family, the head of the family is women, someone is a disabled person in the family, belongs to SC/ST and the landless person/daily wage laborer apart from this, the homeless people of rural areas, destitute, donating or begging, tribals and legally exempted captives, etc will themselves join Ayushman Bharat Yojana(ABY).

For urban area-

These qualification for joining Ayushman Bharat Yojana(ABY) are broad-

Beggars, garbage pickers, household chores, street vendors, cobblers, hawkers, other street workers, construction sites workers, plumbers, masons, laborers, painters, welders, security guards, porter, and other loaders, Sweepers, shopkeepers, rickshaw drivers, etc, will be included in Ayushman Bharat Yojana(ABY).

What is included in ABY?

The Ayushman Bharat Yojana(ABY) covers the cost of medical and hospital admission for almost every disease.

The Ministry of Health included 1354 package in Ayushman Bharat Yojana(ABY).

This includes treatments such as coronary bypass, knee replacement, and stunt insertion. The cost of treatment in Ayushman Bharat Yojana is 150-20%

Less than the Central Government Health Scheme(CGHS).

How to apply for this card?

how to get ayushman bharat card
How to apply Ayushman Bharat

The Golden Card of Ayushman Bharat can be obtained from Jan Seva Kendra and Dm’s Office.

You can download the card only from where you have created it. The official or agent who created the golden card can download it and give it to you.

The step guide to apply for Ayushman Bharat Yojana(ABY)-

  • Step 1 – Visit the official site of Ayushman   Bharat Yojana
  • Step 2 – Log in on the site
  • Step 3 – Enter your mobile number on the home page.
  • Step 4 – Verify the Captcha in the empty box.
  • Step 5 – Now verify the OTP by clicking on Generate OTP.
  • Complete the details to get the benefits.
PM JAY name search
  • Once your name is registered on PM-JAY, you do not need to enroll anywhere to claim the benefits.
  • Just get yourself identified at the nearest impaneled hospital or Community Service center (CSC).


What is not covered in the AYB scheme?

Ans – Ayushman Bharat Yojana scheme has some exclusions
1- Out-Patient Department(OPD) expenses.
2- Drug rehabilitation
3- Cosmetic surgeries
4-Fertility treatments
5-Individual diagnostics
6-Organ Implantation

How to download the card?

Ans- To download the follow the steps below-

1-Visit the cloud website
2-After visiting you will see a login option on the home page.
3-Enter the email Id and password to sign in.
4-After signing in, enter the Adhar card number.
5-Verify your thumb impression on the next page.
6-After verifying the thumb. Click on the approved benefit on the page which will open.
7-After this, whose golden card will come in the list of approval.
8-Click on the name Confirm print option.
9-CSC will be redirected, enter the PIN, and Password.

The family identification number will be given. Only those who will be on the list could avail of the benefits.

What does HHD number in PM-Jay stand for?

Ans- HHD stands Household Identification Number, it is 5 character string variable uniquely identifies household.

How to add whole family names in Ayushman Yojana?

Ans- To add names of the whole family we have to go to our nearby government hospital and talk to the CMO.

Do we have to invest in this yojana?

Ans – No, you don’t have to do any investment.

How To contact PM-JAY For Support?

You can contact PM-Jay for any query by calling Toll Free-Number 1455 or 180011565 .

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