--- title: "How to Foreclose ICICI Credit Card EMI? (Pre-Close Online)" description: "Welcome Readers , As we all know that Credit Cards are most convenient way for online shopping and its being preferred by shoppers because of Reward points & discount offered by Merchant side ...." url: https://www.earticleblog.com/bank-offer/foreclose-icici-bank-credit-card-emi/ date: 2024-02-03 modified: 2024-02-03 author: "Om Prakash" image: https://www.earticleblog.com/wp-content/uploads/2023/07/Credit-Card-Money-To-Bank-Account-Transfer-2.png categories: ["Bank offer", "Cards", "Credit Card", "EMI"] tags: ["ICICI Bank EMI Cancellation", "ICICI Bank EMI Close", "ICICI Bank EMI Foreclose"] type: post lang: en --- # How to Foreclose ICICI Credit Card EMI? (Pre-Close Online) Welcome Readers , As we all know that Credit Cards are most convenient way for online shopping and its being preferred by shoppers because of Reward points & discount offered by Merchant side . From past year , We’ve seen that most of Discount schemes are offered only on EMI Transactions , And continuing **EMI Transaction** attracts various charges later Like Processing Fees , GST On interest charges etc . !(https://www.earticleblog.com/wp-content/uploads/2023/07/Credit-Card-Money-To-Bank-Account-Transfer-2-1-724x1024.png) So in some cases , We need to Cancel or Foreclose the EMI Loan to avoid hectic of paying in installments . We are going to cover every possible ways through which you can Foreclose the EMI Of your ICICI Bank Credit Card . EMI On ICICI Bank card can be foreclose till 16th day of EMI generation period , After that extra charges would be levied . !(https://www.earticleblog.com/wp-content/uploads/2023/07/Credit-Card-Money-To-Bank-Account-Transfer-1-1-724x1024.png) **Risk Associated With EMI Cancellation :** Obviously , We have to know about Risk Factor which comes on EMI Cancellation . Yes , ICICI Bank will surely Close or Terminate your ICICI Card permanently if they will notice unusual cancellations of EMI from your Credit Card since Bank always wants Consumers to use **Individual Credit Cards** for personal use only . So , I will also suggest not to do Bulk EMI Cancellations on your Credit Cards . To Know EMI Foreclosure Charges Of Each And Every Card Please Check Cardwise (https://www.earticleblog.com/cardwise-emi-foreclosure-charges.html) ### **Method 1. Foreclose EMI through iMobile Application** As iMobile is available for both ios and android users , Its very convenient for the users to raise EMI Cancellation request via iMobile App . **STEPS :** - First of all , Navigate to iPal Chatbot on iMobile Application . Click on 3 Horizontal stripes from top left corner to find navigation menu . !(https://www.earticleblog.com/wp-content/uploads/2023/07/Picsart_23-07-05_14-53-45-822-461x1024.png) - After clicking on iPal Type Or Enter ” Credit Card ” as query - Then choose **Service For Existing Credit Card** option from Menu there . - Now , Click on **EMI On Credit Card** option and it’ll show all the EMIs that are currently running on your ICICI Bank Credit Card !(https://www.earticleblog.com/wp-content/uploads/2023/07/Screenshot_20230705-145127-461x1024.png) - Now , Choose the EMI that you wish to Foreclose before the tenure completion . ### **Method 2. Foreclose EMI Through NetBanking** One just needs the access the internet to raise EMI Closure request from anywhere . Requirements : Internet | Internet Banking Credentials | 5 Minutes Time **STEPS :** - First of all Visit ICICI Official Internet Banking Website carefully - Then navigate to **Credit Cards** under Cards & Loans option - Credit Card portal will show up on the screen , Click on **EMI Existing** option !(https://www.earticleblog.com/wp-content/uploads/2023/07/Picsart_23-07-05_15-50-40-440-1024x567.png) - Now , Select the EMI that you wish to Close or Cancel and then proceed with Cancel option - Done ! The selected EMI Will get closed within 24-48 working hours ### **Method 3. Cancel/Close EMI By Calling Customer Care** Phone call is one of the preferred communication mode for the most of people , One can also Call The ICICI Toll Free Number in order to get his/her EMI Cancelled by talking to ICICI Representatives . **STEPS :** - First of all , Dial 18001080 from your Mobile - Then choose Credit Card option by pressing dedicated key - Now choose option on IVR to talk to **Credit Card Customer Care** - Request Customer Care to take a request for EMI Cancellation - Done ! You’ll receive service request number by SMS & Email !(https://www.earticleblog.com/wp-content/uploads/2023/07/Screenshot_20230706-104027-808-1024x494.png) **Final Words :** So you might have got all answers related to EMI Cancellation on ICICI Bank Credit Cards and ways to raise the cancellation request for it . Thanks for your valuable time given on scrolling our blog .