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5 Best Apps to Pay Credit Card Bill in India [Cashback Loot]

Best App to Pay Credit Card Bill
Best Way to Pay Credit Card Bill India

We all want to save money even while making the payments too. Isn’t it? And that’s why we keep searching for some cashback and rewards while paying our credit card bills.

So if you’re also tired of searching the best credit card bill payment apps in India, then we’re here with the right content and information that you all shouldn’t miss.

So let’s take a look at the best app to pay credit card bill,

#1 Cred

Cred best app to pay credit card bill
Best Credit Card Payment App with Cashback

Cred CC Bill Payment Video

YouTube video

Cred is relatively a new app from those we’re including in the list, it is surely an app that makes your credit card bill payment easy & quick. In this application, whenever you pay your bills, you are going to get the reward points that are referred to as cred points and those points can easily be redeemed in exchange for any offer of your choice. There was mystery cashback available as well when clearing payments worth 1000 INR or more with many other benefits but now they have been reduced as the app has got many users.

Also, you can have the auto-grab credit card statement feature enabled if you connect your Gmail account to it but if you don’t want to, you can download it on your own too. Other than that, it comes with features such as referral program cashback, payment reminders, free credit score, smart payments, rent pay and more. 

How to use Cred to Pay Credit Card Bill?

  • Download Cred app and register yourself. 
  • Add your credit card and go to the card option.
  • Now click pay now.
  • Enter the amount and you can pay it via any preferred payment method.
  • Once it is done, you can enjoy rewards. 

#2 Paytm 

Paytm best app for credit card bill payment
Best Credit Card App in India

Paytm CC Bill Payment Video

YouTube video

Paytm surely deserves to be in the list of best credit card payments apps available in India. This app will not only make the payment easy for your credit card but also for all types of bills, recharges and more. As of now, you are not going to get a definite reward however, you will be getting a scratch card that may let you win up to 1 lakh cashback points on making the payment of 5000 INR or more.

This scratch card thing may change as the app believes in running different campaigns at different points of time. You can check their latest offers and rewards at the reward section anytime. You can make your credit card payments via any mode such as UPI, Paytm balance, net banking or debit card except for Mastercard and Visa. 

How to use Paytm to Pay Credit Card Bill?

  • To use the app, download and register it with your mobile number.
  • Now go to the credit card bill payment option.
  • In the given space, add your credit card details.
  • Once it is saved, enter the amount and proceed.
  • Use any method of your choice to make the payment and it’s done. 

#3 Amazon Pay

Amazon Pay best credit card payment app with cashback
Best App to Pay Credit Card Bill India

Amazon CC Bill Payment Video

YouTube video

Amazon Pay India is one of the most trusted online shopping app but other than shopping, did you know that you can also use this app for making payments online? Yes, Despite being an e-commerce app, Amazon also offers various services and one of those includes making bill payments online too. You can use the Amazon pay section for paying your utility bills such as electricity, recharges, gas, water and credit card bills in a single tap. Although the reward section is not really wide here, you may get some reward depending on your luck.

We do not recommend you use Amazon Pay every time as you may not get much rewards here, but if you are looking for an app eagerly, then this can be an option for sure. But yes, before you make the payment, you must check the reward offers on the credit card bill payment page. Also note that the app allows you to make payment via net-banking, debit card, UPI but you can not use Amazon pay balance for making your credit card payments online.

How to use Amazon to Pay Credit Card Bill?

  • First, you need to download the app and open it.
  • In the home screen, the Amazon pay section is visible. Tap on it.
  • Now go to the credit card bill.
  • See if there’s any offer available on making the bill payments.
  • Now add your credit card and make the payment via any payment mode you prefer.

#4 PhonePe

PhonePe best rewarding app for credit card payment
Credit Card Bill Payment App

PhonePe CC Bill Payment Video

YouTube video

PhonePe is an app similar to Paytm as it also offers you credit card bill payment with scratch card rewards of up to 1000 INR. The app is pretty easy and you can make your payments online very well. Other than making the credit card payments, the app also lets you send and receive money from anyone and everyone using your PhonePe number or UPI ID available on your profile.

Additionally, you can also pay other utility bills easily through the app and PhonePe accepts all modes of payments.

How to use PhonePe to Pay Credit Card Bill?

  • Download the app and open it.
  • Now tap on the credit card bill in the recharge and pay bill section.
  • Enter the credit card number and the contact number associated with the card.
  • Enter the amount you have to pay.
  • And enjoy making payments online.

#5 MobiKwik

Mobikwik best app for paying credit card bill
Credit Card Payment Apps in India

MobiKwik CC Bill Payment Video

YouTube video

MobiKwik is also an app recommended for making credit card bill payments online in India. You can easily make any payment through this app and in return, you will be getting the Super cash reward that can be used for making any other payment through the app. However, you can only use up to 5% super cash per transaction.

Other than UPI, the only option is to pay your credit card bill through a debit card. The other option is to add your money to Mobikwik wallet however you will have to pay a 1.5% convenience fee along with GST. All in all, it is worth using the app.

How to use MobiKwik to Pay Credit Card Bill?

  • First, download the app and open it.
  • Now tap on all services.
  • Go to your credit card.
  • Enter your credit card details.
  • Now enter the amount and use the coupon if shown below.
  • Now pay the amount and enjoy.

Wrapping up,

These options were available for making the credit card payments online in India through the app. Which app do you prefer? Is the app among the list or not? Comment below and let us know.

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I am a Computer Science graduate with more than 10 years of experience in Blogging. I love to share my knowledge on desktop apps, finance, tips and tricks to save money online. You can find me on Linkedin, Facebook or Twitter.