Debit Card EMI on Mobiles | EMI Offers on Smartphones 2020

Wondering whether Debit Card EMI on Mobile Phones is possible or not? Then the simple answer is yes, it is possible now. Online Shopping Sites like Flipkart and Amazon India have introduced EMI option for Debit Card. Not only on electronics but you can get various products.


Earlier EMI benefits were available only for credit card holders. But only a few percentages of online shoppers have a credit card. Hence the concept on Debit Card EMI emerged. Now you can easily get EMI on mobile phones with Debit card.

You can buy your favorite smartphones like Samsung mobiles on EMI with Debit card.

Buying Mobile on EMI with Debit Card

There is a huge market for a mid-range smartphone. These smartphones have good specs and features hence pricing is high. Not everyone can afford to take out Rs. 10000+ in one go. That is when EMI comes in handy.

Relevant Helpful Guide: EMI on SBI Debit Card Flipkart

Buying a mobile phone on EMI is like buying a smartphone at a huge discount. But the catch is you have to pay them on monthly basis. This will help you in day-to-day lifesaving as well as have an amazing smartphone at the same time.

Now, with the addition of Debit Card EMI on Flipkart and Amazon India, you can buy a mobile phone on EMI even with a debit card.

Steps to Buy Mobile Phone on Debit Card EMI

Booking mobile phone on EMI with Debit card is a very easy process. We have shared a step-by-step process for both Flipkart and Amazon India website.

We have also shared a resource from which you will get a clear idea about how EMI works with Debit card.

Check Out: HDFC, ICICI, SBI Debit card EMI on Flipkart (Very Easy Guide)

If you are looking for how to buy mobiles on Amazon using Debit Card EMI, then follow these steps,

  1. Open this master link for all mobiles under EMI offer – CLICK HERE
  2. Now choose phone according to your preference from the list
  3. Click on Buy Now button present on smartphone’s product page
  4. On “Select a Payment Method” page choose EMI option.
  5. Choose your eligible debit card from the drop-down menu.
  6. Now select EMI tenure, means how much time you want to pay back.
  7. You can choose from 3 to 4 options depending on the bank.
  8. Finally, enter CVV number and click on Continue.

Now for how to buy mobiles on Flipkart using Debit Card EMI, follow these steps,

  1. Go to the official offer page for Debit Card EMI on Flipkart.
  2. Go to Mobile phone page and choose your favorite one.
  3. Click on the Buy Now button and go to cart.
  4. On the payment tab, select EMI (Easy Installments).
  5. Click on Debit Card EMI and choose your tenure.
  6. It will show you the order value with interest charged.
  7. Press “Choose this Plan” and continue.

Recommended: 4 Best Free Credit Report India

I hope you liked this post on how to use Debit Card EMI while purchasing a mobile phone. Stay tuned for more information on EMI offers and deals.

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  1. Sanaya Malhotra

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