---
title: "Students Loan App | (Top 15) Best Instant Loan App for Student"
description: "Students Loan App: Growing up is exciting and fun during school and college days but it is not cost-effective in any sense. You need money for day-to-day expenses even at this age. You have the..."
url: https://www.earticleblog.com/finance/students-loan-app-india/
date: 2023-10-25
modified: 2023-10-25
author: "Abhishek Kumar"
image: https://www.earticleblog.com/wp-content/uploads/2022/04/Best-Instant-Loan-App-for-Students-in-India.jpg
categories: ["Finance"]
tags: ["Loan App for Students", "Students Loan App"]
type: post
lang: en
---

# Students Loan App | (Top 15) Best Instant Loan App for Student

**Students Loan App**: Growing up is exciting and fun during school and college days but it is not cost-effective in any sense. You need money for day-to-day expenses even at this age. You have the desire to have good-looking attire, and fancy gadgets but with limited pocket money or most of the money going to your college fund, other desires sadly become irrelevant.

To counter that, there are some of the **best instant loan apps** for students in India that offers interest-free loan for a particular time period.

!(https://www.earticleblog.com/wp-content/uploads/2022/04/Best-Instant-Loan-App-for-Students-in-India-1024x538.jpg)*Student (https://www.earticleblog.com/loan-app-list-rbi-registered.html)*

Most banks and financial institutions generally provide loans to working professionals leaving students with no option.

But here I am sharing some of the hidden yet working **student** loan apps where you get a certain credit limit and have to pay back without interest after a certain period.

With the Students Loan app, you will get-

- Instant loans

- Almost interest-free loan

- Flexible repayment structure

- Decent credit limit.

Then you can try out any of the mobile apps and platforms shared below and explore your luck of getting a loan being a student.

## Which is the Best Student Loan App?

**The best student loan app in India is mPokket and LazyPay. Students** who don’t have income or CIBIL scores can get a good credit limit on LazyPay. A credit limit of up to Rs. 10000 is provided with a **tenure of 15-30 days. **

## List of Best Student Loan Apps in India

| **S. No.** | **Student Loan App List** | **Interest Rate** |
| --- | --- | --- |
| 1 | mPokket | 2% to 6% p.m. |
| 2 | KrazyBee | 1.5% to 2.5% p.m. |
| 3 | Sahukar | 3% p.m. |
| 4 | Pocketly | 1% to 3% p.m. |
| 5 | RedCarpet | 0% to 2.49% p.m. |
| 6 | KreditBee | 0% to 2.49% p.m. |
| 7 | SlicePay | 0% p.m. |
| 8 | BadaBro | 6% p.m. |
| 9 | StashFin | 0.83% – 2.99% p.m. |
| 10 | CASHe | 0% – 0.75% p.m. |
| 11 | Smartcoin | 0% – 2.5% p.m. |
| 12 | Udhaar Card | 0% – 3% p.m. |
| 13 | StuCred | 0% p.m. |
| 14 | ePayLater | 0% p.m. |
| 15 | LazyPay | 0% p.m. |

*Students Loan App List*

### 1. mPokket

**mPokket** is an instant loan app that provides flexible loan amounts from Rs. 500 to Rs. 30000 to students & salaried professionals with a paperless process and no collaterals. It has more than 1 crore downloads on the Google Play Store with 4.4 star rating.

!(https://www.earticleblog.com/wp-content/uploads/2022/02/mpokket-logo-1024x252.png)*App for Student Loans*

(https://play.google.com/store/apps/details?id=com.mpokket.app&hl=en_IN)

(https://mpokket.in/)

| Interest Rate | 2% to 6% p.m. |
| --- | --- |
| Credit Limit | Rs. 500 to Rs. 30000 |
| Tenure | 61 to 120 days |
| Age Limit | 18 |
| Customer Care | (mailto:support@mpokket.com) |
| App Rating | 4.4 / 5 |

*A Table with mPokket Loan App Details*

### 2. KrazyBee

!(https://www.earticleblog.com/wp-content/uploads/2022/02/krazybee-logo-1024x354.png)*Online Student Loan App*

(https://play.google.com/store/apps/developer?id=Finnovation+Tech+Solutions+Pvt+Ltd)

(https://react.krazybee.com/login)

| Interest Rate | 1.5% to 2.5% p.m. |
| --- | --- |
| Credit Limit | Rs. 1500 to Rs. 2 lakh |
| Tenure | Up to 12 months |
| Age Limit | 21 – 55 |
| Customer Care | (mailto:care@krazybee.com) |
| App Rating | 4.6 / 5 |

*A Table with KrazyBee Loan App Details*

### 3. Sahukar

!(https://www.earticleblog.com/wp-content/uploads/2022/02/sahukar-logo.png)*New Student Loan App*

(https://play.google.com/store/apps/details?id=com.sipl.udhaar)

(https://thesahukar.com/)

| Interest Rate | 3% p.m. |
| --- | --- |
| Credit Limit | Rs. 500 to Rs. 5000 |
| Tenure | 61 – 91 days |
| Age Limit | 18 |
| Customer Care | (mailto:support@thesahukar.com) |
| App Rating | 3 / 5 |

*A Table with Sahukar Loan App Details*

### 4. Pocketly

!(https://www.earticleblog.com/wp-content/uploads/2022/02/pocketly-logo.png)*Student Loan Online App*

(https://play.google.com/store/apps/details?id=com.pocketly)

(https://www.pocketly.in/)

| Interest Rate | 1% to 3% p.m. |
| --- | --- |
| Credit Limit | Rs. 600 to Rs. 10000 |
| Tenure | 30 days |
| Age Limit | 18 |
| Customer Care | (mailto:support@pocketly.in) |
| App Rating | 4 / 5 |

*A Table with Pocketly Loan App Details*

### 5. RedCarpet

!(https://www.earticleblog.com/wp-content/uploads/2022/02/redcarpet-logo.png)*Easy Student Loan App*

(https://play.google.com/store/apps/details?id=com.redcarpetup.rewardpay)

(https://www.redcarpetup.com/login/)

| Interest Rate | 0% to 2.49% p.m. |
| --- | --- |
| Credit Limit | Rs. 500 to Rs. 60000 |
| Tenure | 3 to 36 months |
| Age Limit | 18 |
| Customer Care | (mailto:help@redcarpetup.com) |
| App Rating | 4.7 / 5 |

*A Table with RedCarpet Loan App Details*

### 6. KreditBee

!(https://www.earticleblog.com/wp-content/uploads/2022/02/kreditbee-logo-1024x237.png)*Loan for Students App*

(https://play.google.com/store/apps/details?id=com.kreditbee.android)

(https://www.kreditbee.in/signin)

| Interest Rate | 0% to 2.49% p.m. |
| --- | --- |
| Credit Limit | Rs. 1000 to Rs. 2 lakh |
| Tenure | 62 days to 15 months |
| Age Limit | 21 |
| Customer Care | (mailto:help@kreditbee.in) |
| App Rating | 4.4 / 5 |

*A Table with RedCarpet Loan App Details*

### 7. SlicePay

!(https://www.earticleblog.com/wp-content/uploads/2022/02/slicepay-logo.png)*Student Personal Loan App*

(https://play.google.com/store/apps/details?id=indwin.c3.shareapp)

(https://www.sliceit.com/)

| Interest Rate | 0% p.m. |
| --- | --- |
| Credit Limit | Rs. 2000 to Rs. 10 lakh |
| Tenure | 3 months |
| Age Limit | 18 |
| Customer Care | (mailto:help@sliceit.com) |
| App Rating | 4.4 / 5 |

*A Table with SlicePay Loan App Details*

### 8. BadaBro

!(https://www.earticleblog.com/wp-content/uploads/2022/02/badabro-logo.jpg)*Student Online Loan App*

(https://play.google.com/store/apps/details?id=com.whileofone.badabro)

(https://www.badabro.com/)

| Interest Rate | 6% p.m. |
| --- | --- |
| Credit Limit | Up to Rs. 10000 |
| Tenure | 61 – 90 days |
| Age Limit | 18 |
| Customer Care | (mailto:helpcenter@badabro.com) |
| App Rating | 4.2 / 5 |

*A Table with BadaBro Loan App Details*

### 9. StashFin

!(https://www.earticleblog.com/wp-content/uploads/2022/02/stashfin-logo.jpg)*Loan App Student*

(https://play.google.com/store/apps/details?id=com.stashfin.android)

(https://www.stashfin.com/login)

| Interest Rate | 0.83% – 2.99% p.m. |
| --- | --- |
| Credit Limit | Rs. 1000 to Rs. 5 lakh |
| Tenure | 3 – 36 months |
| Age Limit | 18 |
| Customer Care | (mailto:app@stashfin.com) |
| App Rating | 3.8 / 5 |

*A Table with StashFin Loan App Details*

### 10. CASHe

!(https://www.earticleblog.com/wp-content/uploads/2022/02/CASHe-logo.png)*Best Student Personal Loan App*

(https://play.google.com/store/apps/details?id=co.tslc.cashe.android)

(https://www.cashe.co.in/)

| Interest Rate | 0% – 0.75% p.m. |
| --- | --- |
| Credit Limit | Rs. 1000 to Rs. 60000 |
| Tenure | 90 – 180 days |
| Age Limit | 18 |
| Customer Care | (mailto:support@cashe.co.in) |
| App Rating | 4.4 / 5 |

*A Table with CASHe Loan App Details*

### 11. Smartcoin

!(https://www.earticleblog.com/wp-content/uploads/2022/02/smartcoin-logo.png)*Loan-Providing Apps for Students*

(https://play.google.com/store/apps/details?id=in.rebase.app)

(https://smartcoin.co.in/)

| Interest Rate | 0% – 2.5% p.m. |
| --- | --- |
| Credit Limit | Rs. 4000 to Rs. 1 lakh |
| Tenure | 62 days to 1 year |
| Age Limit | 18 |
| Customer Care | (mailto:contact@smartcoin.co.in) |
| App Rating | 4.4 / 5 |

*A Table with SmartCoin Loan App Details*

### 12. Udhaar Card

!(https://www.earticleblog.com/wp-content/uploads/2022/02/udhaar-logo.png)*Loan Student App*

(https://play.google.com/store/apps/details?id=co.udhaar.app)

(https://www.udhaar.co/)

| Interest Rate | 0% – 3% p.m. |
| --- | --- |
| Credit Limit | Rs. 1500 |
| Tenure | 62 days to 1 year |
| Age Limit | 18 |
| Customer Care | (mailto:info@udhaar.co) |
| App Rating | 4 / 5 |

*A Table with Udhaar Loan App Details*

### 13. StuCred

!(https://www.earticleblog.com/wp-content/uploads/2022/02/stucred-logo.png)*Student Best Loan App*

(https://play.google.com/store/apps/details?id=com.kreon.stucred)

(https://www.stucred.com/)

| Interest Rate | 0% p.m. |
| --- | --- |
| Credit Limit | Rs. 1000 |
| Tenure | 90 days |
| Age Limit | 18 |
| Customer Care | (mailto:care@stucred.com) |
| App Rating | 4.4 / 5 |

*A Table with StuCred Loan App Details*

### 14. ePayLater

!(https://www.earticleblog.com/wp-content/uploads/2022/02/epaylater-logo.png)*Best App for Loan for Students*

(https://play.google.com/store/apps/details?id=in.epaylater.android.retailer.generic)

(https://www.epaylater.in/)

| Interest Rate | 0% p.m. |
| --- | --- |
| Credit Limit | Rs. 25000 – Rs. 25 lakh |
| Tenure | 14 days |
| Age Limit | 18 |
| Customer Care | (mailto:support@epaylater.in) |
| App Rating | 4 / 5 |

*A Table with ePayLater Loan App Details*

### 15. LazyPay

!(https://www.earticleblog.com/wp-content/uploads/2022/02/lazypay-logo.png)*Best Student Loan App*

(https://play.google.com/store/apps/details?id=com.citrus.citruspay)

(https://lazypay.in/)

| Interest Rate | 1.25% – 2.66% p.m. |
| --- | --- |
| Credit Limit | Rs. 10000 – Rs. 1 lakh |
| Tenure | 3 – 24 months |
| Age Limit | 18 |
| Customer Care | (mailto:wecare@lazypay.in) |
| App Rating | 4.4 / 5 |

*A Table with LazyPay Loan App Details*

***Disclaimer**: This is an educational post that provides* a list of apps that offer loans to students. Taking a loan comes with financial responsibility. Make sure to consult an adult or financial advisor before taking a *loan from any of these student loan apps.*

!(https://www.earticleblog.com/wp-content/uploads/2023/10/image-80-1024x410.png)

also check: (https://www.earticleblog.com/foreclose-icici-bank-credit-card-emi.html), (https://www.earticleblog.com/top-three-emi-cards.html)