---
title: "Paytm Merchant Account Trick: How to Accept Paytm Postpaid [Full Guide]"
description: "Hello Guys , As We All Know That PayTM Postpaid Is A Credit Based Service In Association With ICICI Bank . PayTM Postpaid Allows You To Make Purchases Or Avail Different Services Through PayTM..."
url: https://www.earticleblog.com/paytm/guide-paytm-postpaid-money-wallet/
date: 2019-02-13
modified: 2024-08-30
author: "Om Prakash"
image: https://www.earticleblog.com/wp-content/uploads/2019/02/Accept-Payments-Through-Paytm-Postpaid-In-Your-Paytm-Merchant-Account.png
categories: ["Paytm", "paytm postpaid", "Paytm Wallet", "Tricks"]
tags: ["Paytm postpaid cash convert", "paytm postpaid limit increase", "paytm Postpaid Trick"]
type: post
lang: en
---

# Paytm Merchant Account Trick: How to Accept Paytm Postpaid [Full Guide]

Hello Guys ,

As We All Know That PayTM Postpaid Is A Credit Based Service In Association With ICICI Bank . PayTM Postpaid Allows You To Make Purchases Or Avail Different Services Through PayTM Platform & You Can Pay Them Back For The Same By 7th Of The Next Month .

!(https://www.earticleblog.com/wp-content/uploads/2019/02/Accept-Payments-Through-Paytm-Postpaid-In-Your-Paytm-Merchant-Account.png)*Paytm Postpaid to Merchant Account*

Its Just Awesome Because It Provides Convenience To Customers & Most Of The Merchants Wants To Accept Payments Through PayTM Postpaid .

As It Reduces Payment Issues Like : **Bhaiya Kal Le Lena** .

If You Do't Have Paytm Postpaid Then read Here***[ How To apply Paytm Postpaid & Get Up to 10k -60k Cash Limit.](https://www.earticleblog.com/paytm-postpaid-icici-bank-service.html)***

**Update** : Paytm Payment Bank is Closed after RBI directive to close it. So Now this trick is not working . Sorry for Inconvenience.

> Note : Paytm Postpaid service is closed down their services currently.

### **Requirements To Accept PayTM Postpaid For Merchant / Business Customer :**

- PayTM For Business Account With Instant Settlement Feature .

If Your Merchant Account Has Not Instant Settlement Feature Enabled Then You Can Contact Your Nearest PayTM Agent/Employee & Request Him To Upgrade Your Merchant Monthly Limit Upto 1LAC . It'll Take Time Like A Month After Verification & Soon Instant Settlement Option Will Be Enabled For You.

To Know More About Instant Settlement Feature Please Checkout Official (https://blog.paytm.com/we-have-launched-instant-bank-settlements-for-our-merchant-partners-e23a7ae024f4)

**If You Have An Instant Settlement Eligible PayTM Merchant Account Then Check You Might Can Be One Of The Merchant That Is Accepting Payments Through PayTM Postpaid .**

If You Have An Instant Settlement Feature Business Account & Your Customers Are Still Not Getting Option To Pay Via PayTM Postpaid Then Follow This :

- Just Accept 10 Or More Payments Daily With UPI/Netbanking ( Via PayTM Payments Bank ) From You're Different Customers , WIthin Few Weeks They'll Start Getting PayTM Postpaid As Alternate Payment Option In PayTM App .

**For PayTM Postpaid Customers - How To Pay Via PayTM Postpaid To Your Nearby Postpaid Eligible Merchants/Shops :**

- Just Scan The QR & Select PayTM Postpaid Option Instead Of Wallet While Paying .

!(https://www.earticleblog.com/wp-content/uploads/2019/02/PicsArt_02-12-11.00.16-512x1024.png)*Paytm Postpaid Trick*

- You Can See Your Transaction Under PayTM Postpaid Option In PayTM App > Payment Settings > PayTM Postpaid .

![](https://www.earticleblog.com/wp-content/uploads/2019/02/PicsArt_02-12-11.05.09-512x1024.png)

**FINAL WORDS :**

So Guys , This Was A Small Information On How You Can Accept PayTM Postpaid , As Per Current Time PayTM Is Giving This Access To Accept Payments Via PAYTM Postpaid To Genuine/Qualified/Active Merchants Only . I Have Also Shared A Way To ByPass It , It May Can Work For You Too .