Refer and Earn apps 2022 : is the new way of earning from home or a places where it suits you. In this rapid changing times making money is also changing. Today we gonna guide you with top refer and earn money apps from which you can make thousands of rupees from home.
Do you have android or iOS smart phones then you regularly using them from day to day tasks? In the task you use many mobile apps which ease your way of living.

Due to heavy competition in same field most of the apps running refer offer i.e is Invite friend offers. Where by inviting your friends & family members you will earn money ,points or cash backs.
Today on this article we are gonna list industry wise best refer earn apps like in free paytm cash you can earn good money from RojDhan app . In share market you earn good commission from ICICI demat account .In Crypto you can earn from Binance.
Do’t very we will give list of Top Refer And Earn Money Apps In India in this article so you can choose in which field you are expert and choose your app for start referring peoples and earn life time money from them.
Skip to Main Content
What is Refer System ?
Referring simple means recommending some thing to others like you enjoying PAYTM app and it’s service and now you tell your friend paytm app benefits and motivate them to use them .Then it is called you refer your friend to use paytm app.
Now if Paytm start giving incentive (free paytm cash) to refer your friend to use paytm then that mean you are recommending good things to your friends and also earning from doing this.
What is Earn Money Apps in India :
Earn money app are those apps which give you opportunity to earn via doing some activity like playing game , installing apps or referring some one on the apps.
In India many apps are earn money app from which user making thousands of money .Some example are Roj Dhan ,MPL ,Gamezy etc.
Top 10 Refer And Earn Money Apps In India :
So No | Refer App Name | Referral Benefits | Download App |
1. | Google Pay | Rs 1,000* | Download G Pay App |
2. | Paytm App | Rs 50 | Download Paytm App |
3. | 5Paisa Trading App | Rs 500* | Download 5paisa App |
4. | Upstox Trading App | Rs 500* | Download Upstox App |
5. | MyTeam11 Fantasy App | Rs 100* | Download MyTeam11 App |
6. | Real11 Fantasy App | Rs 75* | Download Real11 App |
7. | Dream11 Fantasy App | Rs 100 | Download Dream11 App |
8. | Binance Crypto Trading App | 40 % Commission | Download Binance App |
9. | WazirX Crypto Trading App | 50 % Commission | Download WazirX App |
10. | CoinDCX Pro Crypto Trading App | 30 % Commission | Download CoinDCX App |
We are going to start sharing refer earn and earn money apps section wise .From this you know which app is best in that section and you can start sharing app inbuilt refer system and start earnings .
Top Refer And Earn Money Apps In UPI Category :
1 – Google Pay
Google pay is one of the oldest UPI app in India where you can send or receive money & do lots of bill payments online .
UPI has changed the banking system in India & UPI apps plays major role in it . From the start Google pay app running Invite friends & get reward offer .

Where by inviting your friends to use UPI app payment service you will get scratch card as a reward and by scratching it you can earn up to Rs 1000 per refer .
Referral system of G Pay app is great by inviting any one on the app you can earn unlimited scratch card that means unlimited money by referring your friends.
- Per Refer Up To Rs 1000 Cashback.
- Scratch Card on every transaction.
- Rewards section .
- Special Offers section.
- Special referrals section.
To Refer your friends to use google pay app you need special referral code which you get in Google pay > Profile >Invite Friends ,get rewards section.
Share your friend to use this code or link during account creation .As they create account and send any amount via UPI you will get scratch card and earn money.
2- Paytm App
Paytm is most popular app in UPI category and they offer lots of services . As you know paytm giving free paytm cash to those who are using their services from very long.
Paytm now focusing on UPI services now that means we have good opportunity to earn free paytm cash or cashback . Paytm giving cashback for upi payments on bill payment or merchant payments.

They also now offering paytm points which you can convert it in to paytm cash plus paytm fantasy games app.
Paytm also running refer earn system where paytm giving Rs 50 for every one who join with your link and also to those who refer them i.e both party get Rs 50 for each refer.
- Per Refer Rs 50 .
- Cashback points on every transaction.
- Scratch Card on transactions.
- Refer & Earn section.
- Apply IPO & trading account.
To refer your friends on paytm go to paytm app and search refer you will get refer & earn section click on it you will see all invite friends offers and details.
Now copy your paytm referral code or click on share button .Now share with those who have not installed the paytm app yet and ask them to create account on paytm and do any transaction .As they transaction you both will get Rs 50.
Top Refer And Earn Money Apps In Share Market Category :
3- 5Paisa App
You mostly seen many people talk about share market and how they making tons of money. Share market is the trend which gives lot of people bread & butter .
I am gonna told you a way from which by referring people to 5paisa app you can make up to Rs 500 cash for their joining and if they start trading you will make up to 40 % of their trading fees.

Motivating people to do trading is best thing as nothing bad in it if you refer right people to do trade & if they making lots of money by trading you will earn commission life time easily.
- Up To Rs 500 Cash per refer
- Life time trade commission.
- No AMC (annual maintenance charge)
- Simple Mobile /desktop trading Interface.
- Free Trading courses.
To refer people on 5paisa app you simply need go to 5paisa mobile app menue >> then invite friends > > here you will get special invite code or link . As you friend use invite link or code during sign up.
As they start trading you will get your refer cash plus trading bonus each month . You can earn unlimited commission by referring your trading friends.
4- Upstox App
Upstox is yet another earn money trading app where you can buy/sell stock ,mutual fund & many more market related activity . Upstox known for its very simple user interface and quick buy sell service.

Upstox also running very lucrative offer where you can invite your friends & earn up to Rs 100 to 500 per refer real cash. The amount of per refer depends on running offer in the app.
- Zero brokerage on delivery trading and ₹20 per transaction on Intraday and F&O trades.
- Backed by top investors including Ratan Tata, Kalaari Capital & GVK Davix.
- Up to Rs 500 per refer.
- Fast and efficient trading platforms for traders and investors who value time.
- Interconnected trading software that enable you to trade on both mobile and web using the same account.
To refer people in the app first you need an upstox account if you have go to mobile app setting then invite friends ,collect your invite code and refer links .
Send to their friend as they create account you will be credited your refer money and you can earn unlimited money by referring your friends their is no limit.
Top Refer And Earn Money Apps In Fantasy Game Category :
5- Myteam11 Fantasy App
Cricket is love in India & most of you reading this must watched IPL & cricket tournaments. In the market new cricket fantasy apps launched which giving chance to use your cricket skill & earn lakhs of money in single match.
In fantasy cricket you have to create your fantasy 11 players team from both side and participate in paid leagues where many fantasy 11 teams present whose fantasy points are more that team win real money.

For try out myteam11 fantasy app giving Rs 100 Bonus cash to play paid mega league & you can invite your friends to earn Rs 1000.
- Rs 100 sign up bonus.
- 100 % usable bonus cash.
- UP to Rs 1000 refer cash.
- Instant Paytm withdrawal.
To refer your friends on myteam11 fantasy app you need to go to the app menu >> select your profile >>invite & earn >> collect your myteam11 refer code and link.
Share with your friends & ask them to join with your code or link .As they join both of you get instant Rs 100 myteam11 bonus cash.You can get unlimited myteam11 bonus cash to play paid leagues by inviting your friends.
6-Real11 Fantasy App
Real11 is one of the new fantasy app which launched recently in the market & it’s brand ambassadre is cricketer Gautam Gambhir .

In this fantasy app you will get Rs 75 joining bonus to try out this fantasy app & lots of cashback coupon codes to load money and play cricket,football or hockey related fantasy app.
- Rs 75 Sign up Bonus
- 1 crore mega leagues.
- Exicting refer & earn offer
To refer your friends to try out real11 app go to right side menue then go to refer & earn option . Then you will see your code and refer link.
Send this link to your friend who might be join fantasy game .If he start playing you will get Rs 75 instant bonus.
7-Dream11 Fantasy App
Dream11 fantasy app is oldest & most popular app in gaming industry in India . The app provide cricket ,football ,kabadi,ckey ,basketball fantasy games.
You can compete in this app millions of people and win crore of money .Dream11 gives robust playing experience in the game app .

You can earn Rs 100 dream11 game cash for try out fantasy games plus you can earn Rs 100 for each friend you invite in the dream11 app.
Top Refer And Earn Money Apps In Crypto Category :
8-Binance Crypto Trading App
Binance is world popular crypto trading app where you can trade in thousands of coin & tokens . Crypto is booming industry and new for most of the us .
If you are crypto lover and love to trade and earn money by work from home.Then you have to try international binance app.
9-WazirX Crypto Trading App
WazirX is popular Indian exchange which is first few exchange whose opening crypto world to Indian users.WazirX offering trade in popular tokens, coins & opening door for NFT also.
10- CoinDCX Pro Trading App
CoinDCX Pro is popular cryptocurrencies trading app .This app offer many crypto product like lending ,futures ,staking etc.
Download CoinDCX Pro Crypto App
Above are the Top Refer And Earn Money Apps which give you recurring income plus instant cash as monthly income & if you try out commission structure you can earn life time.
We will update this article with latest and most beneficial app time to time keep checking this page for more refer apps.
If you have any query do ask us in comment or reach our social media we will help you in the refer process or resolving your query.
Refer And Earn Money Apps