Paytm Merchant Account Trick: How to Accept Paytm Postpaid [Full Guide]

Hello Guys ,

As We All Know That PayTM Postpaid Is A Credit Based Service In Association With ICICI Bank . PayTM Postpaid Allows You To Make Purchases Or Avail Different Services Through PayTM Platform & You Can Pay Them Back For The Same By 7th Of The Next Month .

Paytm Postpaid to Merchant Account
Paytm Postpaid to Merchant Account

Its Just Awesome Because It Provides Convenience To Customers & Most Of The Merchants Wants To Accept Payments Through PayTM Postpaid . As It Reduces Payment Issues Like : Bhaiya Kal Le Lena .

If You Do’t Have Paytm Postpaid Then read Here How To apply Paytm Postpaid & Get Up to 10k -60k Cash Limit.

Requirements To Accept PayTM Postpaid For Merchant / Business Customer :

  • PayTM For Business Account With Instant Settlement Feature .

If Your Merchant Account Has Not Instant Settlement Feature Enabled Then You Can Contact Your Nearest PayTM Agent/Employee & Request Him To Upgrade Your Merchant Monthly Limit Upto 1LAC . It’ll Take Time Like A Month After Verification & Soon Instant Settlement Option Will Be Enabled For You.

To Know More About Instant Settlement Feature Please Checkout Official PayTM Blog

If You Have An Instant Settlement Eligible PayTM Merchant Account Then Check You Might Can Be One Of The Merchant That Is Accepting Payments Through PayTM Postpaid .

If You Have An Instant Settlement Feature Business Account & Your Customers Are Still Not Getting Option To Pay Via PayTM Postpaid Then Follow This :

  • Just Accept 10 Or More Payments Daily With UPI/Netbanking ( Via PayTM Payments Bank ) From You’re Different Customers , WIthin Few Weeks They’ll Start Getting PayTM Postpaid As Alternate Payment Option In PayTM App .

For PayTM Postpaid Customers – How To Pay Via PayTM Postpaid To Your Nearby Postpaid Eligible Merchants/Shops :

  • Just Scan The QR & Select PayTM Postpaid Option Instead Of Wallet While Paying .
Paytm Postpaid to Bank Account
Paytm Postpaid Trick
  • You Can See Your Transaction Under PayTM Postpaid Option In PayTM App > Payment Settings > PayTM Postpaid .
PicsArt 02 12 11.05.09


So Guys , This Was A Small Information On How You Can Accept PayTM Postpaid , As Per Current Time PayTM Is Giving This Access To Accept Payments Via PAYTM Postpaid To Genuine/Qualified/Active Merchants Only . I Have Also Shared A Way To ByPass It , It May Can Work For You Too .

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