[2023] Easy Trick To Transfer Credit Card Money To Bank

Updated July 2023 : Hello EarticleBlog ,

Almost Every Business & Salaried Professionals Have Credit Card Now , Credit Card Makes Our Life Stress less If We Manage It Carefully.

Since This Post Is Related To Credit Card, Below I Have Shared Some Basic Information About The Credit Cards.

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Credit Card To Bank/UPI Transfer

About Credit Card :

We all have used Debit Card in the past and in this Digital Era its just 2 to 5 minutes process to Open online Bank Account and claim a free Virtual Debit Card instantly .

EMI on SBI Debit Card for Mobile Phones (Very Easy Explanation)

As We Know That Debit Cards Are A Kind Of Prepaid cards which Means we need to pay first in order to use that Card at online Merchants, POS As well as at ATM Machines.

There are two types of Debit Cards Domestic & International. We can use Domestic Cards Within the country while International Debit cards Can be Used Worldwide In the Country as well as Outside the Country .

Coming To Credit Cards, Its Granted as Postpaid. Means Credit Card Holder Can use the card & pay within Due date timeline without any Extra Charge .

Bank provides Credit card after verifying CIBIL Score ( Credit Score), IT Returns as well as Relationship of the customer with Bank.

Transfer Credit Card Money To paytm Bank Account
transfer funds from credit card to bank account

Credit Cards have various Benefits such as You can Earn Higher Reward Points, Avail Cashback Or Discount Offers At E-com Websites , Get Lounge Access as well as You can buy Products on EMI.

Now, Coming To The Topic. Here We Are Presenting the working Method to transfer Credit Card Money In Bank Account or UPI.


Keep These Things Ready, No Invitation Is Required, Anyone Can Have These –

  1. Obviously A Credit Card With Credit Limit
  2. BharatNXT Account With Aadhar KYC
  3. Any Bank Account Where You’ll Receive Money
  4.  Patience & 5 Minutes Time

BharatNXT App ( Approx 1.5% Charges )

  • First of all , Download BharatNXT App from HERE
  • Then , Open BharatNXT App & Register or login there
  • Now , Complete the KYC & Save Credit Card in BharatNXT account
  • Also save the bank account details carefully in which you want to receive payment
  • Open BharatNXT Mobile application and then click on ” Vendor Payment “
BharatNXT App Homescreen
  • Select the Payee that you have saved earlier
  • Now Enter the amount that you wish to transfer and click on next
BharatNXT App Payment Screenshot
  • Now , Confirm the service by choosing payment receiving time and charges for using the facility
BharatNXT App Charges
  • Select the Credit Card through which you wish to make the payment
BharatNXT App Charges Review
  • Done ! Payment will be settled in Receiver’s Bank account on time slot that you have chosen .

#Permanant Method:

Using Rent Payment Option To Transfer Credit Card Money to Bank :

Recently many bill payment apps & even bank themselves have launched Rent Payment Service. Where you can use your credit card to pay rent to other bank accounts at some extra charges .

You can transfer as much money you want to pay via Rent pay . It is very simple you just use this option link your card and enter account number where you want money cash out .

You can easily withdrawal that amount via ATM or use where you want. Some rent payment service providers are NoBroker , CRED , RedGirraffe , FreeCharge , PayTM , MobiKwik , Axis , HDFC Etc…

Some Banks are charging Extra 1 to 2 % of rent amount as a rent payment service charge so use this option wisely . To Know the service charges Bankwise Or Cardwise you can check HERE

Final Words on Send money to bank from credit card :

So Guys, In this Post I Have Added a Small Guide that will let you Transfer your Credit Card Money to your Bank Account At No Extra Charge.

Also, This is a Legal Way to Transfer your Money to Bank Account. Such Type Of Payments Are Usually Patched By Payment Gateway So Firstly try With Smaller Amount, If It Works Then Only Convert Higher Amounts.

Thanks For Reading My Article Guys, See You On Next Post. Stay Tuned!

He is a passionate learner and have a deep understanding of affiliate marketing. If you are looking for leads for your digital product then he is the guy that gets the job done. He loves to help people with their technical queries on tech, finance and more.

9 thoughts on “[2023] Easy Trick To Transfer Credit Card Money To Bank”

  1. Dear Om Prakash,

    Selected Bank option in Paytm, then I selected Paytm Saving bank account, after following this steps I am unable to find add money options

    I want to add money to my paytm saving bank account via Airtel card.

    As you suggested in the above steps. I got stuck in the Paytm saving account.

    I am unable to find add money option in the paytm saving account.
    Could you please help me

  2. Can we add money directly in Airtel wallet using cc and transfer to paytm bank using Airtel card bro this possible?

  3. There is a charge while adding money to the udio account, which is Rs. 10. Also, Amex and Hdfc Diners Club cards are not acceptable.


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