Get CIBIL Score Free Online: How to Check & Improve (India 2023)

Get Cibil Score Free Online: Want to check your CIBIL score online for free? We have shared some of the best and easy ways to calculate CIBIL score for free.

There is one bonus method by which you will receive free Whatsapp updates every month with your CIBIL score.

Check My CIBIL Score for Free
Check My Credit Score

Having an idea about your credit score is useful in many ways. For example, you are looking for a  loan or applying for a credit card where cibil score is taken as a top priority to judge the creditworthiness of an individual.

Here we are sharing a list of websites to check for your CIBIL score and also generate a credit report.

CIBIL score is a three-digit number ranging from 300 – 900. This score helps the organization or lenders to judge your credit-worthiness.

Credit Score Check Free Online

Free Credit Report Gov: Credit report is a multiple page document that contains detailed information about your spending for that year period.

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CIBIL score is a part of that report which sums up your payment behavior into a number.

CIBIL score is an important factor at the time of taking loan or credit card. They check your whole spending behavior and judge whether you are eligible for that service or not.

Recommended: CreditMantri: Earn Unlimited Paytm Cash by Referring Friends

Factors That Affects Your Credit Score

There are many ways your credit score can be dropped upon your action. Few of the factors that affect your CIBIL score are –

  • Exceeding Credit Limit: Your credit score gets reduced if you spend 50% more than the credit limit.
  • Secured & Unsecured Loan Balance: Secured loans are loans for home, gold, etc. Example of unsecured loans is a personal loan which comes without any security. You need to have a greater percentage of secured loans in order to play safely on credit score.
  • Payment Delay: If you make a delay in payment or do a partial payment then it causes a negative impact on CIBIL score.
  • Multiple Loans or Credit Card Under Approval: If you have many loans and credit card application without approval then it leads to a decrease in credit score.

So if you are asking yourself a question that “How can I improve my CIBIL score?” Then you need to take all the above points into consideration beforehand.

How to Check My Credit Score for Free Online?

Free Credit Report India: There are many online sites that provide this service.

We are sharing two of the top trusted sources to check CIBIL score online for free.

We have also added a bonus method which makes your task much easier and convenient.

1) Check Free Credit Score Online in 2 minutes from‎

Creditmantri free credit score
Check My CIBIL Score Free

You have to fill your personal details which will be safe and secured. After OTP verification and details like PAN card, you will get your CIBIL score on the next page.

How can I know my cibil score?

If you don’t have any credit score yet then you will be suggested with some offers and benefits to attain a good score.

2) Free CIBIL Score Worth Rs.1200 Check Online in 2 Min on Paisabazaar

paisabazaar free credit score online
Credit Score Check Free

Paisabazaar CIBIL Score Free is another popular site which helps you to get a free credit score in 2 minutes.

All you need to do is fill some of the details along with PAN card number. They will fetch data from the bureau and generate your CIBIL score.

If you don’t have any then you will be provided with offers.

How to check cibil score free online in India?

There is another great thing about paisabazaar is that they are running a refer and win program. Here you can win Rs. 5000 worth of Amazon Gift card.

3) Get Free CIBIL Score and Report from Official CIBIL Website

Free CIBIL Score and Report cibil com
know your cibil score by pan number is an official and most trusted source to get your credit score and report. Initially, you can get your free cibil score and report. There are few premium plans on monthly basis.

All you need to do is register to and check cibil score by PAN card for proof.

After verification of OTP, will generate your credit score as well as a complete credit report for free.

4- Get Free CIBIL Score and Report from CRED App

CRED APP has a Very Good Ratings in Play store which is 4.7 out of 5 and more than 1Lakh Active users . As we all ready told it is Trusted app and Founded by Freecharge Founder Kunal sah . Cred app making Credit card Payment easy By Organizing all Your Cards at one Place and its AI based Card Protect and Smart statement Gives You Brief idea when Your payment due where are you spending and other details at single in App.
Pay Credit Card Bills Get Rewarded

To Generate CIBIL Score simply Download app and Proceed with Registration as You enter Mobile Number it automatically fetch CIBIL Score from two agencies and give you exact score Plus it gives free points on every credit card bill payment which you can redeem in coupons .

To Know more how check below article.

Cred App : Pay Credit Card Bills & Get Rewarded With Gift Vouchers+ Refer Earn Up To Rs 750

5- Get Free CIBIL Score and Report from True Balance App

True balance is another financial app which are launched online mobile loan facility to it existing users .Previously they are providing recharge service .

Claim Rs 50 Page
True Balance Credit score

As they launched financial service they are offering free credit score power by Experian score provider.This is absolutely free for every one .

You just need pan card and mobile number to fetch the latest credit score and if you want then apply for loan too.

Download True Balance App & Check Free credit Score

BONUS: Get Monthly Credit Score Report on Whatsapp

WishFin Credit Score Free
cibil score free credit score

WishFin is a service which offers free 12 Month CIBIL Membership. It helps you to get monthly credit score for absolutely free of charge.

Benefits of using WishFin:

  • Helps maintain/improve your score over time
  • Keeps you updated about your Credit Health, and take corrective action if required
  • Monthly checks are absolutely FREE via Wishfin. Just have to log in.
  • Helps you plan the purchase of Financial Products if required
  • They assure you that your CIBIL Score is not affected by checking.

ALSO READ: Debit Card EMI on Mobiles 2019

Conclusion on How to Get Free Credit Score

I hope you liked this post on how to check your credit score online for free.

We will be updating this post more in the future with extra offers and benefits to make your score perfect.

If you have any query then you can leave your comments below. We will get back to you asap.

I am a Computer Science graduate with more than 10 years of experience in Tech Blogging. I love to share my knowledge on desktop apps, finance, tips and tricks to save money online. You can find me on Linkedin, Facebook or Twitter. Expertise- 1. Fantasy Cricket Apps 2. Tech News 3. PC & Mobile Tricks 4. Earn Money Hacks

4 thoughts on “Get CIBIL Score Free Online: How to Check & Improve (India 2023)”

  1. Hey abhisheak I want to know how i get free cibil score login Url and Get my Cibil score with step and also share few more tips.

    • Hello Sanjay, I have share 4 links for free credit score login. You can choose anyone and signup for free. The steps are very simple and will take just 2 minutes to check your CIBIL score or report.

    • Thank you Ajay. I will be adding some of the tips to maintain your CIBIL score in a good range. Stay tuned.

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