Hello Earticlers ,
As we know, RBI is trying its best to boost Rupay Credit Card transactions so that people can get used to it. The Rupay Credit Card comes with great advantages like payments on QR Codes, lower transaction fees, and easy acceptance at most outlets in India.
Due to its acceptance of QR codes for UPI transactions, Rupay Credit cards are becoming popular day by day. BHIM UPI has recently come up with an offer in which Rupay Credit Card users will get 10% CashBack up to INR 3000.
We are going to write full details about the Rupay Credit Card offer “10% CashBack Program” in this post, which is valid on 29th Feburary 2024.
So Here are the full details about the Rupay Credit Card New Year CashBack Offer .
10% CashBack Program :
Customers who have a Rupay Credit Card linked to UPI can make a minimum transaction worth INR 7500 in order to be eligible for the 10% CashBack scheme. The maximum cashback limit on single card is capped at INR 3000 .
This offer is applicable for both old and new users on all UPI apps from 1 feb to 29 feb . The main criteria of this offer is to make transactions at selected Merchant Category Codes ( MCC ) .
RuPay 10% Cashback Program Recap 
• 31 Dec – 1 Jan: 10% upto 3000 cashback on almost all categories
• 13 – 14 Jan: 10% upto 1000 cashback on all Department Stores
• 20 – 21 Jan: 10% upto 1000 cashback on all Hotels & Dining
• 26 – 28 Jan: 10% upto 2000 cashback on Entertainment, Dining, Apparel Electronic & Travel
• 3 – 4 Feb: 10% upto 3000 cashback on Electronics
• 10 – 11 Feb: 5% upto 3000 cashback on Jewellery [upcoming]
Customers will get cashback for making UPI transactions via Rupay Credit Cards on the following categories: Apparel, Electronics, Travel, Jewellery, Hotels, Airlines, and Dining.
Merchant Credit Codes Which Are Eligible For This Offer Can Be Found On Official BHIM UPI Page
CashBack will be credited by issuing Card to the Credit Card account within 30 days of eligible transaction .
FAQ’s For This Offer :
Is This Offer Valid For Rupay Credit Cards Only ?
YES , You need Rupay Credit Card to avail this offer
Is It Mandatory To Link Rupay Credit Card To UPI ?
Yes , This offer is valid only if you make payment using Rupay Credit Card on UPI
Is There Any Minimum Transaction Amount Required ?
Yes , In order to get cashback minimum transaction of INR 7500 is required
When The Cashback Will Get Credited ?
The cashback will get credited for the eligible transaction within 30 days
Can I Get CashBack Multiple Times ?
No , Customers will be eligible for cashback against one transaction only
What’s Maximum CashBack Amount ?
The maximum cashback amount is capped at INR 3000 per card
Where To Make Payment For Getting CashBack ?
I have mentioned a link above where you can find the eligible Merchant Credit Codes , Where you can spend and become eligible for the cashback
Final Words :
So guys this was all about Rupay Credit Card offer , where BHIM is offering cashback for spending at selected Merchant Credit Codes on specific categories .
Hope above information helps you regarding this offer , If you still have any queries please feel free to comment on this post or on our social media groups .
