You are using Buy Now Pay later (BNPL) cards from long & due to recent policy change of RBI or any personal reason want to buy close down your BNPL cards then today we are going to guide you how you can close BNPL cards like Slice, UNI pay, LazyPay type Cards easily.
These steps are official steps provided by each platform provider, but you can not find easily in any BNPL apps easily as company do’t want to provide you this feature.
We all have many BNPL cards which works like Credit cards and you are enjoying their feature such as cashback , discount etc but due to cards policy changes like now BNPL cards issue loan against your each & every purchase plus they also report it to Credit burro which impact your credit card highly.
Plus some BNPL Cards issue Loan when you giving them your financial details and on that loan basis you will get Credit lines which is concerning.
These type of concerns make us force to close these cards permanently & stick with one or two cards.
How To Permanently Close UNI Card :
To close Uni Cards you need to call UNI card support service. The Uni card support number is 080 6821 6821. Make the call and ask them to close your issued UNI Card they will ask you some details and confirm your card details.
Then they take service request and your Uni card will be closed within few days and you will get confirmation message also.
How To Permanently Close SLICE Card :
Slice is popular card service and they are free of cost and giving cashback that’s the reason we all applied this card we all are get it but due to RBI Policy change they are issuing loan amount equal to transaction amount which is very concerning.
To permanently close down slice card their are two method first go to SLICE App then profile section you will see two option Deactivate account & Delete account.
Use delete account option to permanently close down your SLICE Card account & card . Deactivating account will temporarily deactivate your account not close.
Second method is call SLICE Customer Support Number which is 08047096430 and ask them to take request to close down SLICE account. They will take request and your slice card will closed.
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How To Permanently Close LAZYPAY Card :
LazyPay Card is one of the oldest service & wallet provider where we will get credit lines of some amount and we can use it and pay it back before due date.
To permanently cancel or close lazypay card you need to contact lazypay customer care number which is 08069081111 and ask them to take request to close down their account. They will take request and your account will be permanently closed within few days.
How To Permanently Close Flipkart / Amazon PAY LATER Account:
Popular Indian e-Commerce portal like amazon, flipkart also giving pay later option where they do KYC and give you credit line which you can use during shopping and pay it later like credit cards.
To close amazon & flipkart pay later account you need to call their respective customer care which number or option you will get in their app contact us.
Make their request and ask them to permanently close their pay later service account they will close it .
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How To Permanently Close PostPe Pay Later Service :
PostPe is like Lazy Pay app it is pay later service which approve you amount on basis of your financial information . You can use this Pay later service where it is supported.
To close down PostPe Pay later service you need to write a mail to their customer support which is help[At]postpe[com]app . Mention your account details and mail them with register email id.
They will take request and close it down in few days.
Use RBI Ombudsman To Close Down Your Cards & Pay Later account:
Guys this is Grievance service where you can contact for any financial related issue . You can use this Government portal to raise a complain if your card provider not closing your account or you are facing any issue with them.
To Raise a complaint go to RBI Ombudsman complain portal and here you will see file a complaint option go their make account and write down your issue .You will allotted complaint number from which you can track your issue.
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Important Points Before Making Permanently Close Request of any Card:
1- Make sure you have paid the full due amount of any BNPL service and no dues remain because if any due remains then you have to first pay that amount then only you can place permanently close request.
2- After making successful close account request and when your BNPL Card closed it will take 45 to 60 days to show your CIBIL Score .
Guys Any excess things is not good in the case of BNPL Cards same apply. We all are taken many cards due to their welcome offering and hardly using all of them.
BNPL card is not bad but you can use smartly then it is quite useful also. Our intention is here if you are decided to close your pay later card or service then this is the method which we found in our research by using this you can use to close down your account.
Last but not least if you found any more method then let us know we will update it and make sure you verify customer care number and email id with their official app/website as they changing time to time.