Students Loan App | (Top 15) Best Instant Loan App for Student

Students Loan App: Growing up is exciting and fun during school and college days but it is not cost-effective in any sense. You need money for day-to-day expenses even at this age. You have the desire to have good-looking attire, and fancy gadgets but with limited pocket money or most of the money going to your college fund, other desires sadly become irrelevant.

To counter that, there are some of the best instant loan apps for students in India that offers interest-free loan for a particular time period.

Best Instant Loan App for Students
Student Loan App List

Most banks and financial institutions generally provide loans to working professionals leaving students with no option.

But here I am sharing some of the hidden yet working student loan apps where you get a certain credit limit and have to pay back without interest after a certain period.

With the Students Loan app, you will get-

  • Instant loans
  • Almost interest-free loan
  • Flexible repayment structure
  • Decent credit limit.

Then you can try out any of the mobile apps and platforms shared below and explore your luck of getting a loan being a student.

Which is the Best Student Loan App?

The best student loan app in India is mPokket and LazyPay. Students who don’t have income or CIBIL scores can get a good credit limit on LazyPay. A credit limit of up to Rs. 10000 is provided with a tenure of 15-30 days.

List of Best Student Loan Apps in India

S. No.Student Loan App ListInterest Rate
1mPokket2% to 6% p.m.
2KrazyBee1.5% to 2.5% p.m.
3Sahukar3% p.m.
4Pocketly1% to 3% p.m.
5RedCarpet0% to 2.49% p.m.
6KreditBee0% to 2.49% p.m.
7SlicePay0% p.m.
8BadaBro6% p.m.
9StashFin0.83% – 2.99% p.m.
10CASHe0% – 0.75% p.m.
11Smartcoin0% – 2.5% p.m.
12Udhaar Card0% – 3% p.m.
13StuCred0% p.m.
14ePayLater0% p.m.
15LazyPay0% p.m.
Students Loan App List

1. mPokket

mPokket is an instant loan app that provides flexible loan amounts from Rs. 500 to Rs. 30000 to students & salaried professionals with a paperless process and no collaterals. It has more than 1 crore downloads on the Google Play Store with 4.4 star rating.

mPokket Logo
App for Student Loans
Interest Rate2% to 6% p.m.
Credit LimitRs. 500 to Rs. 30000
Tenure61 to 120 days
Age Limit18
Customer Caresupport@mpokket.com
App Rating4.4 / 5
A Table with mPokket Loan App Details

2. KrazyBee

KrazyBee Logo
Online Student Loan App
Interest Rate1.5% to 2.5% p.m.
Credit LimitRs. 1500 to Rs. 2 lakh
TenureUp to 12 months
Age Limit21 – 55
Customer Carecare@krazybee.com
App Rating4.6 / 5
A Table with KrazyBee Loan App Details

3. Sahukar

Sahukar Logo
New Student Loan App
Interest Rate3% p.m.
Credit LimitRs. 500 to Rs. 5000
Tenure61 – 91 days
Age Limit18
Customer Caresupport@thesahukar.com
App Rating3 / 5
A Table with Sahukar Loan App Details

4. Pocketly

Pocketly Logo
Student Loan Online App
Interest Rate1% to 3% p.m.
Credit LimitRs. 600 to Rs. 10000
Tenure30 days
Age Limit18
Customer Caresupport@pocketly.in
App Rating4 / 5
A Table with Pocketly Loan App Details

5. RedCarpet

RedCarpet Logo
Easy Student Loan App
Interest Rate0% to 2.49% p.m.
Credit LimitRs. 500 to Rs. 60000
Tenure3 to 36 months
Age Limit18
Customer Carehelp@redcarpetup.com
App Rating4.7 / 5
A Table with RedCarpet Loan App Details

6. KreditBee

KreditBee Logo
Loan for Students App
Interest Rate0% to 2.49% p.m.
Credit LimitRs. 1000 to Rs. 2 lakh
Tenure62 days to 15 months
Age Limit21
Customer Carehelp@kreditbee.in
App Rating4.4 / 5
A Table with RedCarpet Loan App Details

7. SlicePay

SlicePay Logo
Student Personal Loan App
Interest Rate0% p.m.
Credit LimitRs. 2000 to Rs. 10 lakh
Tenure3 months
Age Limit18
Customer Carehelp@sliceit.com
App Rating4.4 / 5
A Table with SlicePay Loan App Details

8. BadaBro

BadaBro Logo
Student Online Loan App
Interest Rate6% p.m.
Credit LimitUp to Rs. 10000
Tenure61 – 90 days
Age Limit18
Customer Carehelpcenter@badabro.com
App Rating4.2 / 5
A Table with BadaBro Loan App Details

9. StashFin

StashFin Logo
Loan App Student
Interest Rate0.83% – 2.99% p.m.
Credit LimitRs. 1000 to Rs. 5 lakh
Tenure3 – 36 months
Age Limit18
Customer Careapp@stashfin.com
App Rating3.8 / 5
A Table with StashFin Loan App Details

10. CASHe

CASHe Logo
Best Student Personal Loan App
Interest Rate0% – 0.75% p.m.
Credit LimitRs. 1000 to Rs. 60000
Tenure90 – 180 days
Age Limit18
Customer Caresupport@cashe.co.in
App Rating4.4 / 5
A Table with CASHe Loan App Details

11. Smartcoin

SmartCoin Logo
Loan-Providing Apps for Students
Interest Rate0% – 2.5% p.m.
Credit LimitRs. 4000 to Rs. 1 lakh
Tenure62 days to 1 year
Age Limit18
Customer Carecontact@smartcoin.co.in
App Rating4.4 / 5
A Table with SmartCoin Loan App Details

12. Udhaar Card

Udhaar Logo
Loan Student App
Interest Rate0% – 3% p.m.
Credit LimitRs. 1500
Tenure62 days to 1 year
Age Limit18
Customer Careinfo@udhaar.co
App Rating4 / 5
A Table with Udhaar Loan App Details

13. StuCred

StuCred Logo
Student Best Loan App
Interest Rate0% p.m.
Credit LimitRs. 1000
Tenure90 days
Age Limit18
Customer Carecare@stucred.com
App Rating4.4 / 5
A Table with StuCred Loan App Details

14. ePayLater

ePayLater Logo
Best App for Loan for Students
Interest Rate0% p.m.
Credit LimitRs. 25000 – Rs. 25 lakh
Tenure14 days
Age Limit18
Customer Caresupport@epaylater.in
App Rating4 / 5
A Table with ePayLater Loan App Details

15. LazyPay

LazyPay Logo
Best Student Loan App
Interest Rate1.25% – 2.66% p.m.
Credit LimitRs. 10000 – Rs. 1 lakh
Tenure3 – 24 months
Age Limit18
Customer Carewecare@lazypay.in
App Rating4.4 / 5
A Table with LazyPay Loan App Details

Disclaimer: This is an educational post that provides a list of apps that offer loans to students. Taking a loan comes with financial responsibility. Make sure to consult an adult or financial advisor before taking a loan from any of these student loan apps.

Top Best Loan Apps For Students

also check: How To Foreclose ICICI Bank Credit Card EMI Online, Top 3 EMI Cards Which You Can Apply Without Any Credit Score

I am a Computer Science graduate with more than 10 years of experience in Tech Blogging. I love to share my knowledge on desktop apps, finance, tips and tricks to save money online. You can find me on Linkedin, Facebook or Twitter.

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