TOP 5 Best UPI APP List With Earning Opportunity

Best UPI APPS: Hey Guys, today we are Going to discuss with you Future of Payment System that is UPI (Unified Payment Interface ). UPI is Game changing Payment Technology which is changing all old & Complicated Payment Sending system and making One click Money transfer system Via APP. So Today we are going to tell You TOP Ten Best UPI APPS which are dominating INDIAN Market & Giving User Incentives Cashback and Many more feature for using UPI Apps.


What is UPI & How it Works?

UPI is new Sensational Technology which is Changing Banking. UPI is introduced in order to facilitate a faster and more reliable transaction. UPI full form is Unified Payment Interface which is the successor of IMPS (Immediate Payment Service) which helps you in sending money to anybody within your bank or other banks instantly. The settlement of Fund is in Real-time & hassle free.

How to use Unified Payment Interface

UPI Working is very simple and easy to set up that is the plus point of this tech. Using UPI you need simply a Mobile Phone & Bank account from which you send money from one party to another party.

From Bank Registered mobile number You can setup UPI System to any UPI Apps like BHIM , Paytm UPI , PhonePe, Google Tez etc after one-time setup You can send Money in real time to any UPI users. or Bank accounts within few seconds.

Benefits of using UPI :

  • Send or Receive Money from one Bank to others INSTANTLY.
  • No need to remember Account Number, IFSC Code.
  • You have to choose your own unique UPI ID Code (Virtual ID).
  • You can create any number of UPI alias.
  • You can send or receive money anytime you want (24 x 7).

Safety & Security of Using UPI Apps:

When You start using UPI Apps You must be thinking of how much safe these apps or UPI Technolgy.T hen let me Tell You UPI Technolgy is built By NPCIL (National Payment Corporation of India) which deals with fund transfer.T his systems are Monitor by RBI & Banks.

Each App is going tough Review process by Banks & Security experts then introduced in Market and there is a set of rules for everything. Like if your transactions failed or not reached on beneficiary account it automatically returned back to sender accounts. This type of feature and more Security features are inbuilt to give you full Sequrity& safety of your app and funds.

List of TOP 10 Best UPI APPS With Earning Opportunity:

Hope You Get an idea of what is UPI Payment System it’s Technology and how it works.Now we are going to Give you Top Ten Best UPI APPS which are the leader of UPI Market and trusted & Reliable.

So NoList Of Best UPI APPDirect Download Link
1Paytm UPIDownload Now
2BHIM UPIDownload Now
3Google PayDownload Now
4PhonePe AppDownload Now
5Amazon UPIDownload Now


In the List of Best UPI APPS, I am giving Paytm up the first position because In every Indian Smartphone users using Paytm app. Paytm app is one stop solution for all your household needs they are also Integrated Paytm UPI in the same app. From which You can Link your Bank account with Paytm UPI & send money to any UPI Users or any bank within a few seconds.

Earning Opportunity with Paytm UPI:

As you all know paytm is famous for giving Cashback on your Online shopping recharge or bill payment Same Offer apply with Paytm upi If You use Paytm UPI you get Cashback up to 750 on sending or receiving money Via UPI.If you have Paytm merchant then you can take payment via UPI Bar code and get Cash back for each transaction.

Paytm UPI APP Download Link:  Download Now


BHIM app is developed by National Payments Corporation of India in a process to enhance Digital India strength and it is Official Government app .So You can completely Trust this app because of government monitor and control each transaction.The main USP of BHIM UPI APP is that is it is very simple user interface and most reliable UPI app.This app is the first UPI app which is launched by Gov ON UPI technology.

Earning Oppcturnity with BHIM UPI:

Gov of India offers Incentive Program that is Refer BHIM App and Get Rs 50 cashback on first transaction made by invitee . From this you can refer this app to your friends & family members & earn rs 50 cash back for each new BHIM Users.

BHIM UPI APP Download Link:  Download Now

3- Google Pay

Google tej which is now known as Google Pay is one of the reliable & reward giving UPI Payment app developed by GOOGLE. They support almost every bank and Giving extra layer security with Pattern lock.Google Pay is not only supporting UPI Payments but from Pay app you can pay Electricty bill , recharge payment and many more 3rd party payment directly from the app.

Earning Opportunity with Google Pay UPI:

Google Pay introduced Scratch card Concept where for each unique transactions You can earn scratch cards Which You can scratch it and earn random money up to Rs 10000 which will be deposited directly in your bank account. For each new friends who you invite You get the scratch card it means earn lots of scratch card and scratch it and win Real cash.

Google Pay UPI APP Download Link:  Download Now

Here is the earning proof from Google Pay. You can earn by sending money to your friends as well as by referring Google pay App to others.

google pay

4- PhonePe UPI App:

PhonePe is dominating UPI Market with their offers & Cashback .PhonePe launched by flipkart in early when UPI Start making noise in the market . PhonePe is a app which offer multiple payment options of all your Online need from phonepe you can pay bill payment , use as wallet buy gift card etc and all of this transaction you can earn cash back , direct discount etc.

Earning Opportunity with PhonePe UPI:

PhonePe from start giving cashback discount on recharges and bill payment. Recently they also start giving Scratch card like Google Pay which makes this app more interesting. As you send UPI Payments to anyone You earn scratch card and by scratching it you earn a random amount of cash back. So whenever you are going to Use UPI you can this platform to earn real money via PhonePe.

PhonePe UPI APP Download Link:  Download Now

Well, you guys can earn a lot from referring and earn. This app gives you Rs 75 on per referral. For more detail, you can read this post on “Phonepe Offer“.

Phonepe UPI

5- Amazon UPI:

Amazon is also taking entry in UPI Payment they recently introduced Amazon UPI with tag line”Now Pay directly from bank account” . By entering Amazon in UPI market users getting lots of cash back because you know amazon is market leader of shopping industry so when You shop with amazon upi they are givng cash backs plus from single amazon app you can send money to any UPI users or bank account directly.

Earning Opportunity with Amazon UPI:

Amazon UPI is new and lots of earning potential as You know amazon app is giving inbuilt UPI feature so whenever you shop on Amazon app use amazon upi Virtual id to pay your shopping so you get cashback or discount offer on amazon upi . They also planning more cashback offers and refer offers so be prepared to earn with this.

Amazon UPI APP Download Link:  Download Now

Hey Guys above are TOP 5 Best Upi apps which are dominating the market but their are others UPI App too like AXIS BANK UPI App , BHIM ABPB App , Whatsapp UPI  etc .

Bank with UPIUPI App Free Download
UPI ICICI AppClick Here
PNB UPIClick Here
SBI UPI AppClick Here
HDFC UPI AppClick Here
Andhra BankClick Here
Axis BankClick Here
Bank of MaharashtraClick Here
Bhartiya Mahila BankClick Here
Union Bank of IndiaClick Here
YES BankClick Here
PhonePeClick Here

So in future, if they give earning opportunity and more feature we will add him in the list so you guys enjoy it.

If you are any confusion about any app let me know we are here to help with these top best upi apps.


Labels: best upi app, best upi app offers

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